:root{
  --blue:#1557C0;
  --blue-dark:#0B2572;
  --violet:#7B2CBF;
  --violet-dark:#3C096C;
  --green:#087C6C;
  --green-dark:#064E46;
  --text:#102044;
  --muted:#61708C;
  --line:#DFE7F2;
  --off:#F6F8FC;
  --white:#FFFFFF;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Open Sans',Arial,sans-serif;color:var(--text);background:var(--white)}
a{color:inherit}
img{max-width:100%}
.platform-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 4px 20px rgba(16,32,68,.05)}
.platform-header-inner{max-width:1180px;margin:auto;padding:12px 22px;display:grid;grid-template-columns:1fr auto;gap:13px 24px;align-items:center}
.platform-brands{display:flex;align-items:center;gap:24px}
.platform-brand{display:flex;align-items:center;gap:8px;text-decoration:none;min-width:0}
.platform-brand img{width:150px;height:52px;object-fit:contain}
.platform-brand svg{width:40px;height:40px;flex:0 0 auto}
.platform-brand-copy{display:flex;flex-direction:column;line-height:1}
.platform-brand-copy strong{font-family:'Montserrat',sans-serif;font-size:18px;font-weight:900;letter-spacing:0}
.platform-brand-copy small{font-size:8px;margin-top:4px;font-weight:700}
.platform-brand.travel strong{color:var(--violet)}
.platform-brand.travel small{color:var(--violet-dark)}
.platform-brand.insurance strong{color:var(--green)}
.platform-brand.insurance small{color:var(--green-dark)}
.platform-nav{display:flex;justify-content:flex-end;align-items:center;gap:18px;grid-column:1/-1}
.platform-nav a{text-decoration:none;font-size:12.5px;font-weight:800;color:#24375E;transition:color .18s ease}
.platform-nav a:hover,.platform-nav a[aria-current="page"]{color:var(--violet)}
.platform-hero{position:relative;isolation:isolate;min-height:510px;display:flex;align-items:flex-end;background:url('/creditos-hero-completo.webp') center/cover no-repeat;color:#fff;overflow:hidden}
.platform-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(7,25,70,.97) 0%,rgba(11,37,114,.88) 48%,rgba(60,9,108,.55) 100%)}
.platform-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:linear-gradient(90deg,var(--blue) 0 33.33%,var(--violet) 33.33% 66.66%,var(--green) 66.66%)}
.platform-hero-inner{width:100%;max-width:1180px;margin:auto;padding:82px 22px 72px}
.platform-eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:16px;padding:7px 11px;border:1px solid rgba(255,255,255,.25);border-radius:6px;background:rgba(255,255,255,.09);font-size:11px;font-weight:800;text-transform:uppercase}
.platform-hero h1{max-width:780px;font-family:'Montserrat',sans-serif;font-size:50px;line-height:1.06;letter-spacing:0;margin-bottom:18px}
.platform-hero p{max-width:650px;color:rgba(255,255,255,.82);font-size:16px;line-height:1.65}
.platform-hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.platform-button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 18px;border:1px solid transparent;border-radius:7px;background:#fff;color:var(--blue-dark);text-decoration:none;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:900;box-shadow:0 8px 22px rgba(0,0,0,.18);transition:transform .2s ease,box-shadow .2s ease}
.platform-button:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(0,0,0,.24)}
.platform-button.ghost{color:#fff;background:transparent;border-color:rgba(255,255,255,.45);box-shadow:none}
.platform-section{padding:72px 22px}
.platform-wrap{max-width:1180px;margin:auto}
.platform-section-head{max-width:720px;margin-bottom:28px}
.platform-label{display:inline-block;margin-bottom:10px;padding:6px 9px;border-radius:6px;background:#F1E8F8;color:var(--violet);font-size:10px;font-weight:900;text-transform:uppercase}
.platform-section h2{font-family:'Montserrat',sans-serif;font-size:32px;line-height:1.15;letter-spacing:0;color:var(--blue-dark)}
.platform-section-head p{margin-top:10px;color:var(--muted);line-height:1.65;font-size:14px}
.unit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.unit-card{position:relative;overflow:hidden;min-height:420px;border:1px solid var(--line);border-radius:8px;background:#111;color:#fff;box-shadow:0 14px 34px rgba(16,32,68,.11);transition:transform .24s ease,box-shadow .24s ease}
.unit-card:hover{transform:translateY(-6px);box-shadow:0 24px 48px rgba(16,32,68,.17)}
.unit-card::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,20,55,.08),rgba(6,20,55,.94))}
.unit-card.credit{background:url('/creditos-hero-completo.webp') center/cover}
.unit-card.travel{background:url('/travel-assets/images/excursion-aventura.jpg') center/cover}
.unit-card.insurance{background:url('/seguro-hero.webp') center/cover}
.unit-card-content{position:absolute;inset:auto 0 0;padding:25px}
.unit-card-kicker{font-size:10px;font-weight:900;text-transform:uppercase;margin-bottom:8px}
.unit-card h3{font-family:'Montserrat',sans-serif;font-size:24px;line-height:1.15;margin-bottom:8px}
.unit-card p{min-height:48px;color:rgba(255,255,255,.78);font-size:13px;line-height:1.55}
.unit-card .platform-button{width:100%;margin-top:18px}
.unit-card.credit .unit-card-kicker{color:#8ED6FF}
.unit-card.travel .unit-card-kicker{color:#E1BFFF}
.unit-card.insurance .unit-card-kicker{color:#8FE2D1}
.reason-band{background:var(--off);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.reason-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.reason-item{display:grid;grid-template-columns:44px 1fr;gap:13px}
.reason-icon{width:44px;height:44px;display:grid;place-items:center;border-radius:8px;background:#fff;border:1px solid var(--line);color:var(--violet);font-size:18px}
.reason-item h3{font-family:'Montserrat',sans-serif;font-size:15px;margin-bottom:5px}
.reason-item p{color:var(--muted);font-size:12.5px;line-height:1.55}
.institutional-hero{position:relative;isolation:isolate;min-height:350px;display:flex;align-items:flex-end;color:#fff;background:url('/travel-assets/images/excursion-naturaleza.jpg') center 44%/cover no-repeat}
.institutional-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:rgba(11,37,114,.84)}
.institutional-hero .platform-hero-inner{padding-top:70px;padding-bottom:56px}
.institutional-hero h1{font-family:'Montserrat',sans-serif;font-size:42px;letter-spacing:0;margin-bottom:12px}
.institutional-hero p{max-width:680px;color:rgba(255,255,255,.82);line-height:1.6}
.story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.story-item{padding:22px;border-left:4px solid var(--blue);background:var(--off)}
.story-item:nth-child(2){border-color:var(--violet)}
.story-item:nth-child(3){border-color:var(--green)}
.story-item h3{font-family:'Montserrat',sans-serif;font-size:17px;margin-bottom:7px}
.story-item p{color:var(--muted);font-size:13px;line-height:1.6}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.contact-item{padding:24px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:0 10px 26px rgba(16,32,68,.07)}
.contact-item i{font-size:24px;color:var(--violet);margin-bottom:16px}
.contact-item h3{font-family:'Montserrat',sans-serif;font-size:17px;margin-bottom:7px}
.contact-item p{min-height:42px;color:var(--muted);font-size:12.5px;line-height:1.5}
.contact-item a{display:inline-flex;margin-top:16px;color:var(--blue-dark);font-size:12px;font-weight:900;text-decoration:none}
.platform-footer{padding:40px 22px 22px;background:#081A3F;color:#fff}
.platform-footer-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:1.25fr 1fr;gap:30px}
.platform-footer h3{font-family:'Montserrat',sans-serif;font-size:18px;margin-bottom:8px}
.platform-footer p{color:rgba(255,255,255,.65);font-size:12px;line-height:1.6}
.platform-footer-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:14px}
.platform-footer-links a{color:#fff;text-decoration:none;font-size:11.5px;font-weight:700}
.platform-footer-bottom{max-width:1180px;margin:25px auto 0;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:16px}
@media(max-width:900px){
  .platform-header-inner{grid-template-columns:1fr}
  .platform-brands{justify-content:center;flex-wrap:wrap}
  .platform-nav{justify-content:center}
  .unit-grid,.reason-grid,.story-grid,.contact-grid{grid-template-columns:1fr}
  .unit-card{min-height:360px}
}
@media(max-width:620px){
  .platform-header-inner{padding:9px 14px}
  .platform-brands{display:grid;grid-template-columns:1fr;gap:7px}
  .platform-brand{justify-content:center}
  .platform-brand img{width:140px;height:44px}
  .platform-brand svg{width:34px;height:34px}
  .platform-nav{gap:10px 14px;flex-wrap:wrap}
  .platform-nav a{font-size:11.5px}
  .platform-hero{min-height:500px}
  .platform-hero-inner{padding:58px 20px 54px}
  .platform-hero h1{font-size:34px}
  .platform-hero p{font-size:14px}
  .platform-hero-actions{flex-direction:column}
  .platform-button{width:100%}
  .platform-section{padding:54px 20px}
  .platform-section h2{font-size:27px}
  .institutional-hero h1{font-size:33px}
  .platform-footer-grid{grid-template-columns:1fr}
  .platform-footer-links{justify-content:flex-start}
  .platform-footer-bottom{flex-direction:column}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.unit-card,.platform-button{transition:none}}